Does the Insurance Industry Know That You’re Pregnant

Posted by & filed under Small Business.

The rapid adoption of predictive analytics in retail and in insurance There was a New York Times article from February of this year that made a brief splash in the zeitgeist and then faded away.  You may remember the blurbs saying that Target had found a way to infer that a woman was pregnant before… Read more »

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Prevent Pain in the Pool

Posted by & filed under General Liability.

Know Prevention in the Pool. Pool Safety Information for Families, Kids and Pool Operators The Pool & Spa Safety (P&SS) Act was signed into law in 2007, became effective in December 2008, and strives to: Enhance the safety of public and private pools and spas Reduce the number of child drownings in pools and spas… Read more »

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Be A Peacemaker, Not A Litigation Maker

Posted by & filed under Laws & Regulations.

Abraham Lincoln, our country’s famous homespun philosopher, lawyer and President, once wrote, “Discourage litigation.  Persuade your neighbors to compromise whenever you can.  As a peacemaker, the lawyer has superior opportunity of being a good man.  There will still be business enough.”  These may seem like unexpected words coming from someone paid to initiate lawsuits, but… Read more »

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Forest Fire!

Posted by & filed under General Liability.

 If you’re a logger and the fire is your fault, are you out of business? It’s a windy day in late fall.  The woods are dry.  Your fellerbuncher is operating deep in a stand of trees.  A pinhole leak erupts in a hydraulic hose and sprays fluid inside the engine compartment.  In seconds, the machine… Read more »

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Navigating Contractual Risk Transfer for Subcontractors:

Posted by & filed under General Liability.

Part II – Additional Insured Endorsements: Ongoing Operations, Completed Operations and Musical Chairs.  One of the more important insurance requirements you will find in a construction contract is a demand by a general contractor or owner for additional insured status for ongoing and completed operations under the subcontractor’s general liability policy.  In my experience, this… Read more »

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