Operation of heavy mobile equipment such as excavators, loaders, graders, rollers, and bulldozers, can create hazardous situations when operated in proximity to other equipment and workers. According to the Bureau of Labor Statistics, about 20% of construction industry fatalities involve heavy equipment. Hazards include workers being: Struck by moving equipment Crushed between equipment and other… Read more »
When people are faced with additional tasks, changes in routine and stretched resources, mistakes can happen. For instance, some of my customers have spikes in losses in the summer months, for both auto and workers’ compensation. I have worked with them individually to identify the reasons for this through loss analysis. In general, the higher… Read more »
Did you know that more than one in ten forklifts will be involved in an accident each year? Noting this, OSHA estimates forklifts cause about 85 fatal accidents per year; 34,900 accidents result in serious injury; and 61,800 are classified as non-serious. Further, it is estimated that 90% of all forklifts will be involved in some type… Read more »
Think how great it is to point to a completed job and say, “We produced this, and no one got hurt.” While, as an owner, you strive to keep your employees safe every day, accidents do happen. The key is to have a plan in place that enables you to respond to the accident quickly… Read more »
Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove… Read more »
