WESTBROOK, Maine (Feb. 28, 2018) – At Acadia, we love pets, and we respect the folks whose passion is to look after them and improve the quality of their lives. But caring for animals and safeguarding their wellbeing involves certain legal and financial risks that can impact a pet services business on multiple levels. These risks go beyond what is typically covered in a standard business owner policy. That’s why Acadia Insurance, a Berkley Company®, is now offering specialized coverage that recognizes the complexities of pet-focused businesses including:
- Kennels and daycare
- Pet groomers
- Pet trainers
- Veterinarians and pet hospitals
- Pet stores
- Pet food makers
Acadia’s Pet Services program specialty coverages help pet services professionals manage the unique exposures of their business through Animal Bailee protection for accidental injury, death or disappearance of animals owned by others while in the insured’s care at the insured premises, while in transit or in a vehicle and Pet Services Professional Liability coverage for services such as grooming, boarding and obedience training. Limits are as follows:
Animal Bailee Endorsement
- $25,000 to $1,000,000 per occurrence limit available with a $500 deductible
- $1,000 or $2,500 any one animal limit
- $3,000 cost of recovery of any lost animal with a $3,000 animal disposal limit
Pet Services Professional Liability Endorsement
- The limit is equal the General Liability Occurrence Limit of the business owner policy
- Follow-form coverage may be extended to the Umbrella
“We’ve crafted this specialized program so that pet services professionals can focus on providing pets with great products and great care,” said Dave LeBlanc, chief underwriting officer, Acadia Insurance. “This program is a comprehensive insurance portfolio tailored to the specific needs of pet services business owners without the juggling of multiple insurance companies and multiple bills.”
Acadia Insurance policyholders can check eligibility and request coverage by contacting their local insurance agent. Additionally, customers can manage policies through their online account available at acadiainsurance.com/portal.
About Acadia Insurance
Acadia Insurance is a regional company offering commercial and specialty property casualty insurance coverages through independent insurance agents with local offices in Connecticut, Maine, Massachusetts, New Hampshire, New York and Vermont. Acadia Insurance is a member company of W.R. Berkley Corporation, an insurance holding company that is among the largest commercial lines writers in the United States and operates worldwide in two segments of the property casualty insurance business: Insurance and Reinsurance. Please visit www.acadiainsurance.com.
Products and services are provided by one or more insurance company subsidiaries of W. R. Berkley Corporation. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to applicable underwriting guidelines and the actual terms and conditions of the policies as issued. Certain coverages may be provided through surplus lines insurance company subsidiaries of W. R. Berkley Corporation through licensed surplus lines brokers. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.