When people are faced with additional tasks, changes in routine and stretched resources, mistakes can happen. For instance, some of my customers have spikes in losses in the summer months, for both auto and workers’ compensation. I have worked with them individually to identify the reasons for this through loss analysis. In general, the higher… Read more »
Did you know that more than one in ten forklifts will be involved in an accident each year? Noting this, OSHA estimates forklifts cause about 85 fatal accidents per year; 34,900 accidents result in serious injury; and 61,800 are classified as non-serious. Further, it is estimated that 90% of all forklifts will be involved in some type… Read more »
Think how great it is to point to a completed job and say, “We produced this, and no one got hurt.” While, as an owner, you strive to keep your employees safe every day, accidents do happen. The key is to have a plan in place that enables you to respond to the accident quickly… Read more »
Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove… Read more »
School’s out, meaning millions of people will be enjoying vacation, travel, or stay-at-home fun—or simply catching up on much needed chores around the house. It also means that construction season is in full swing in New England and across the United States. All of this activity can be healthy and rewarding, but it also means… Read more »
While the dangers of winter driving may be behind us, the hot summer months ahead have their own dangers. Depending on the climate, the time between mid-May and early October is when drivers will be seeing more and more treads lining the interstates. Tire blowouts are one of the most dangerous occurrences for drivers of… Read more »
May 2016 is National Electrical Safety Month What you don’t know won’t hurt you – is a well-worn idiom that has been around for many years. While the words can be comforting, the reality is that what you do not know, or cannot see, can injure or even kill you. Electricity, that commonplace convenience that… Read more »
Today cyber security is a real threat to individuals and organizations as more are attacked every year. Every three minutes in the U.S. an individual is a victim of a cyber crime. Cyber security incidents for businesses have surged almost 40% from 2014 to 2015 as reported by companies in PwC’s The Global State Of… Read more »
Running a business is tough business. You’re often required to be a jack-of-all-trades spreading your time and attention in a million different directions. Then it comes time to think about what you need to do to protect what you’ve built. The beauty of some commercial coverage is it isn’t one-size fits all. You have the… Read more »
Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors… Read more »
