Acadia Insurance turned to longtime agency partner James Sanborn for a seasoned perspective on the insurance needs of commercial breweries. As both a microbrew fan with his own beer blog and a 23-year career agent with GHM Insurance, James was the perfect person to tap for insight into this rapidly rising business. Q: How did you become an insurance… Read more »
How much do you know about identity theft and the many ways it can damage your credit? Now is the perfect time to find out. Your favorite consumer protection groups are encouraging consumers to take full advantage of their consumer rights and make better-informed decisions as part of National Consumer Protection Week from March 6 to 12…. Read more »
As the second post in our ABC’s of Safety series, we discuss behavioral based safety. First, what is Behavioral Based Safety? Behavioral Based Safety is an organizational risk management program that can help employees identify and choose safe behaviors over unsafe ones through observation and intervention. Behavioral Based Safety can be broken down into four major… Read more »
How do you intend to interact with the general public? Will you offer brewery tours or have a tasting room? Both of these elements, while great for marketing and generating growth, come with their share of risk, and need to be considered when purchasing insurance. Fortunately, most commercial general liability policies cover premises liability exposures, but… Read more »
1.) A Stable Industry Insurance has been around since the middle of the 18th century in the United States, initially offering simple coverages like fire insurance or life insurance. Today, insurance is a $421 billion dollar industry in the U.S. (2.5% of GDP) that employs more than 2.5 million people nationwide, offering a multitude of insurance… Read more »
Consider the following scenario: Your dwelling (or farm building) is insured for $500,000 and you have a fire. Fortunately, the fire department gets there in time to save 50% of the structure. You are elated and begin to make plans for the repair of the structure. Then you discover that your township has improved building… Read more »
According to Mark Twain regarding New England weather, “If you don’t like the weather, wait a minute, it’ll change”. We think the weather changes frequently in New England, and it does daily and seasonally, but the weather’s rate of change pales in comparison to the constant and never-ending changes taking place on a construction site. … Read more »
Since the early 1970’s, ATV (all-terrain vehicle) use has grown year over year. Originally designed as a personal use vehicle, ATVs quickly became useful machines to move through areas not easily accessible by other types of vehicles. Farmers quickly learned their ATVs were a good supplement for pick-up trucks, horses and even walking. They could… Read more »
How does your daily routine impact the security of your important business data? Building little things into your daily and weekly procedures can pay off in providing greater security of your data. In many cases, your vigilance is all that stands between your business and a privacy breach. Below are three best practices that you can… Read more »
Why are we starting this ongoing safety blog series about “Awareness”? Because safety awareness is the first step to implementing a strong safety program that can reduce the risk of an employee or customer injury. That’s because, before you can implement a safety procedure, you must first be aware that the hazard exists. I encourage you… Read more »
