Carbon Monoxide: Winter’s Silent Enemy

Posted by & filed under General Liability, Safety.

What is carbon monoxide and where is it found? Carbon monoxide, otherwise known by its chemical symbol, “CO”, is an odorless, colorless gas that can cause sudden illness and/or death.  It is found in combustion fumes such as those produced by cars, trucks, gasoline engines, stoves, burning fuels such as wood and charcoal and heating… Read more »

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Telematics: The Future is Now

Posted by & filed under Automobile, Safety, Vehicles & Equipment.

You have either started reading this blog because you know about telematics or you have no idea and want to find out. So, starting with the latter: Telematics is the branch of information technology that deals with long-distance transmission of computerized information.  Put in simple terms, telematics is the blending of wireless telecommunications like GPS,… Read more »

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Pancake Prevention – Preventing Snow Load Roof Collapse

Posted by & filed under Property.

Snowflake…snowflake….snowflake, how much do you weigh?  Right around .002 grams. How does this compare to other items? Feather, about .05 grams. Chocolate Kiss 41grams. Cubic inch of water .036lbs. Cubic foot of water 62.416 lbs. So, how do a bunch of snowflakes pancake buildings each year? Generally speaking, it’s not the snowflakes that collapse a… Read more »

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Your Workers’ Compensation Experience Modification Will Likely Change in 2013

Posted by & filed under Laws & Regulations, Workers Compensation.

Even If There Is No Change in Your Losses The National Council on Compensation Insurance (NCCI) (www.ncci.com) calculates the Experience Rating Modifications (ERMs) for all but six states (CA, DE, MA, NJ, NY, PA) and calculates all interstate ERMs.  In 2013, there is a change in the way ERMs are calculated that may affect you.  In simple… Read more »

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Touchdown for Trucker Safety

Posted by & filed under Automobile, Laws & Regulations, Vehicles & Equipment.

Compliance, Safety and Accountability – or, “CSA 2010”.  When this regulation first rolled out to the trucking world (albeit in 2011), I found many of my trucking clients did not understand it, nor were hurrying to grasp its importance.  Everyone knew about and understood the safestats, which was the previous way the Federal Motor Carrier… Read more »

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Lightning – A Force to be Reckoned With!

Posted by & filed under Farm & Agriculture, Property, Safety.

Lightning – A Force to be Reckoned With! We all like to watch the fireworks that a summer lightning storm can provide. A lightning strike is also a potentially dangerous event. A Few Lightning Facts: • Lightning is a giant discharge of electricity accompanied by a brilliant flash of light and a loud crack of thunder. The spark can… Read more »

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Survive Your Drive: Winter Weather Edition

Posted by & filed under Automobile, Safety, Vehicles & Equipment.

Winter Weather Video – Complete Script: The Winter Weather Season presents challenges to all businesses each year.  It is important that we take a moment to remind ourselves of some best practices related to driving so that we keep the awareness levels up with our drivers and employees.  My name is Paul Roberson, Regional Loss… Read more »

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2013 – Check!

Posted by & filed under Safety.

End of Holiday Chaos – Check! Start of New Year – Check! After a busy holiday season and the year-end rush, I find I crave order and a clean slate with the New Year.  I find myself committed to organization, purging unnecessary items, and getting to that task that has been on my to-do list… Read more »

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A Small Business New Year’s Resolution You Might Not Have Thought Of

Posted by & filed under Small Business.

If you’re thinking about New Year’s resolutions for your business, they might be related to expanding your territory, dealing with a personnel problem, organizing the stock room, etc.  In other words, you may be thinking of things related your day-to-day operations.  I’d like to give you another possible resolution that will help you if you… Read more »

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Hot Work – Don’t Burn Your End

Posted by & filed under Property, Safety.

You may be thinking, “Leave it to an insurance guy to write about Hot Work at the start of winter.” However, I hope you learn something about different types of Hot Work here. We’re not talking about the kind of heat which farmers are so used to, like toiling in the fields in summer, or… Read more »

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