Hot Work – Don’t Burn Your End

Posted by & filed under Property, Safety.

You may be thinking, “Leave it to an insurance guy to write about Hot Work at the start of winter.” However, I hope you learn something about different types of Hot Work here. We’re not talking about the kind of heat which farmers are so used to, like toiling in the fields in summer, or… Read more »

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What Are You Plowing Into?

Posted by & filed under General Liability.

As I inch up the thermostat, I wonder when the outdoors will turn from green to white. Many seasonal contractors that I know operate snow removal equipment. And, there are many things to consider as the winter season approaches. How much staff should you leave on call? How much sand and salt should you purchase?… Read more »

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Prepare Farm Buildings for Winter

Posted by & filed under Farm & Agriculture, Property.

Imagine all the time that you spend winterizing your property: for example, making sure winter clothes and coats are adequate; and having feed, water and shelter available for the animals on the coldest days.  As you go through your winterizing checklist, you likely review your vehicles, home and animals, but have you considered what should… Read more »

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Portrait of a serial infector

Posted by & filed under General Liability.

he ongoing case of Exeter Hospital and the Hepatitis C outbreak The biggest news story in New Hampshire this year will no doubt be that of David Kwiatkowski, whom the authorities have labeled a “serial infector”. Kwiatkowski is a 32 year old Michigan native who, in 2007, got his start in the health care industry as a… Read more »

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The Safety Marathon

Posted by & filed under Safety.

8 Guiding Principles to Develop a Safety Program While training for the New York City marathon—my first—I realized that there are many similarities to developing and maintaining a safety program.  I admit to being overwhelmed at times while tackling the unknown. Can I do it?  Will I make my long runs?  Where will I find… Read more »

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No Trespassing! – Timber Trespass Tips

Posted by & filed under General Liability.

Any logger has the potential of being involved in an accidental timber trespass claim.  Here are some things you need to know: What are you agreeing to when you sign a contract? Landowners generally require a logger to have general liability insurance and to assume responsibility for everything that happens at the work site.  Many… Read more »

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5 Common Threats Small Businesses Face

Posted by & filed under Small Business, Workers Compensation.

Today’s guest post is brought to you by Alyssa DellaCamera from Eaton & Berube Insurance Agency, an independent insurance agency located in New Hampshire.  Learn about the common threats in business that a small business faces and strategies to manage them. As many small business owners understand, owning your own company offers many rewards, but with… Read more »

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The Last Drink

Posted by & filed under General Liability.

Many of us enjoy a nice “adult” beverage after a hard day’s work, possibly with our 18-ounce filet, or perhaps after that wretched round of golf that we can’t soon enough forget.  Whether this holds true for you or not, the fact still remains, it’s a part of how many people unwind.  And many businesses… Read more »

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Small Business Owner: Your Insurance Company Loves You!

Posted by & filed under Small Business.

If you’re a small business owner, congratulations!  You’re a part of a huge engine driving a significant part of the U.S. economy.  But it can often be hard to feel good when you’re working seven days a week, trying to attract the attention of potential customers, negotiate for physical space, find quality employees, or any… Read more »

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