Leading Causes Each year in the United States an estimated 5,900 restaurant fires are reported to U.S. Fire Departments and cause an estimated average of 75 injuries and $172 million in property loss. Cooking is the leading cause of these fires, most of which are small and confined. Electrical malfunctions and heating are the next… Read more »
What is Legionnaires’ Disease? The Centers for Disease Control and Prevention (the CDC) states that each year between 8,000 and 18,000 people are hospitalized with Legionnaires’ disease in theU.S. Legionnaires’ disease is a potentially deadly, infectious disease caused by gram-negative bacteria (legionella), and is a form of lung infection which produces high fever and pneumonia. … Read more »
Unless you have lived with the fear of anaphylaxis as a result of food allergies, you may not realize the dangers that exist at many turns. And, as a business person, you may not realize the liability potential which could result from an allergic episode. The possibility of an allergic reaction exists in most any… Read more »
The fastest growing farm segment in the U.S.is hobby farms. A lot of hobby farm owners also have barns suitable for horse stables, or, actual stables on their properties. As a hobby farmer, you are likely looking at all avenues that can produce revenue. If you like animals, you may want to consider developing a… Read more »
The rapid adoption of predictive analytics in retail and in insurance There was a New York Times article from February of this year that made a brief splash in the zeitgeist and then faded away. You may remember the blurbs saying that Target had found a way to infer that a woman was pregnant before… Read more »
Know Prevention in the Pool. Pool Safety Information for Families, Kids and Pool Operators The Pool & Spa Safety (P&SS) Act was signed into law in 2007, became effective in December 2008, and strives to: Enhance the safety of public and private pools and spas Reduce the number of child drownings in pools and spas… Read more »
Abraham Lincoln, our country’s famous homespun philosopher, lawyer and President, once wrote, “Discourage litigation. Persuade your neighbors to compromise whenever you can. As a peacemaker, the lawyer has superior opportunity of being a good man. There will still be business enough.” These may seem like unexpected words coming from someone paid to initiate lawsuits, but… Read more »
If you’re a logger and the fire is your fault, are you out of business? It’s a windy day in late fall. The woods are dry. Your fellerbuncher is operating deep in a stand of trees. A pinhole leak erupts in a hydraulic hose and sprays fluid inside the engine compartment. In seconds, the machine… Read more »
Part II – Additional Insured Endorsements: Ongoing Operations, Completed Operations and Musical Chairs. One of the more important insurance requirements you will find in a construction contract is a demand by a general contractor or owner for additional insured status for ongoing and completed operations under the subcontractor’s general liability policy. In my experience, this… Read more »
