Are We Ready for the Next Big Catastrophe?

Posted by & filed under Loss Control.

Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove… Read more »

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A Basic Refresher on Electrical Safety

Posted by & filed under Safety.

May 2016 is National Electrical Safety Month What you don’t know won’t hurt you – is a well-worn idiom that has been around for many years. While the words can be comforting, the reality is that what you do not know, or cannot see, can injure or even kill you. Electricity, that commonplace convenience that… Read more »

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Proactively Protect Your Business with Commercial Property & Casualty Insurance

Posted by & filed under Property, Safety, Small Business.

Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors… Read more »

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Commercial Breweries: Why a well-crafted insurance policy is a must-have

Posted by & filed under General Liability, Property, Small Business.

Acadia Insurance turned to longtime agency partner James Sanborn for a seasoned perspective on the insurance needs of commercial breweries. As both a microbrew fan with his own beer blog and a 23-year career agent with GHM Insurance, James was the perfect person to tap for insight into this rapidly rising business. Q: How did you become an insurance… Read more »

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3 Types of Identity Theft You Should Know About

Posted by & filed under General Liability.

How much do you know about identity theft and the many ways it can damage your credit? Now is the perfect time to find out. Your favorite consumer protection groups are encouraging consumers to take full advantage of their consumer rights and make better-informed decisions as part of National Consumer Protection Week from March 6 to 12…. Read more »

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B is for Behavioral Based Safety

Posted by & filed under Safety.

As the second post in our ABC’s of Safety series, we discuss behavioral based safety.  First, what is Behavioral Based Safety?  Behavioral Based Safety is an organizational risk management program that can help employees identify and choose safe behaviors over unsafe ones through observation and intervention. Behavioral Based Safety can be broken down into four major… Read more »

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