Prevent Roof Collapse!

Posted by & filed under Loss Control, Property.

Snowflake…snowflake…., how much do you weigh? Right around .002 grams. So, how do a bunch of snowflakes pancake buildings each year? With more snow in the forecast for much of New England, this becomes a very important question. Generally speaking, it’s not the snowflakes that collapse a building, power lines or a tree. It’s the… Read more »

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New Employees and Fire Prevention

Posted by & filed under Loss Control, Safety.

As safety professionals we all know that new employees, or those performing new tasks, are the most likely to suffer injury. I can remember one incident where an operator ran one machine for nearly 40 years. Eventually he took a different job in the plant and about a month later, the operator of his old… Read more »

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Roll Logs, Not Rollovers: Avoid Logging Equipment Accidents

Posted by & filed under Farm & Agriculture, Loss Control.

Unless you’re in the logging industry, or a member of the International Log Rolling Association, United States Log Rolling Association (ILRA / USLRA), you might not be familiar with the sport of Log Rolling.  Log Rolling is a tradition that originated in the Northeastern U. S. and Canada.  Upon completion of river log runs in the spring,… Read more »

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Pollution! Does your Insurance Protect You?

Posted by & filed under Laws & Regulations, Property.

If you release contaminants at your business premises or work sites that affect the environment, will your insurance respond? How can this happen?  It depends on what your business is, but all of us use or generate potential pollutants.  Any of the following could cause pollution: Sewerage and waste water if pipes and septic systems are… Read more »

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Tug Boats vs. Push Boats

Posted by & filed under Ocean Marine.

People often ask me, “What’s the difference between a Tug boat and a Push boat?  What exposures should I be looking for?  What coverage forms are designed to address the exposures?” A Tugboat is a powered vessel that either pulls (tows) another vessel, pushes another vessel or guides another vessel while tied to the vessel’s… Read more »

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Farm Safety for Kids is Critical

Posted by & filed under Farm & Agriculture, Safety.

Farms can be a fun place to grow up. They have sunshine, fresh air and lots of room to play. A farm is also a place of work; work which involves machinery that can be dangerous. This is especially so if someone doesn’t know how to be safe, and even more so when children are… Read more »

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Can You Walk and Chew Gum at the Same Time?

Posted by & filed under General Liability, Safety.

That’s the old question, but the 2014 question is …… Can you walk and use your cell phone at the same time? Evidently not!  Injuries to distracted walkers are on the rise. According to a 2013 study conducted by researchers at Ohio State University, using injury reports from 100 hospitals around the country, the number of… Read more »

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A Subcontractor Often Overlooked

Posted by & filed under General Liability, Laws & Regulations.

Over the years, contractors have grown accustomed to managing those with whom they contract out work.  They have learned to help protect themselves and their business by following good risk management practices, including interviewing, background checks and having contractual controls when hiring subcontractors. However, this has not always been the case in the area of… Read more »

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Pollution!

Posted by & filed under Automobile.

What if your vehicle is the cause?  What are the ramifications? What is pollution?  According to Wikipedia, pollution is the introduction of contaminants into the natural environment that causes adverse change. How can your vehicle cause pollution?  We all know that vehicle emissions add to air pollution, but vehicles can also be the source of land or water… Read more »

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Winter Hazard Prevention

Posted by & filed under Property, Safety.

Freezing Pipes and Roof Collapse Prevention An English astronomer, Francis Baily, is credited with the saying, “A stitch in time saves nine”, meaning a little effort in prevention can save multitudes of time and money later.  Winter is certainly one of those seasons where this advice is very true.  This blog focuses on two areas… Read more »

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