by | Farm & Agriculture, Property, Safety |

For many of us living in the Northeast, enjoying the outdoors after winter abates is paradise, and a great cure for cabin fever. However, in the past years there have been new insects and diseases that plague our summer activities. One of the largest concerns is ticks and the diseases they can spread, particularly with... Read more »

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by | Safety, Small Business |

It is estimated that 70% of the American workforce is unsupervised for the vast majority of the work day.  When I first heard that I thought, “That can’t be right,” but the more I considered it and thought about truckers, sales reps, construction crews, service reps and many others, it made sense. For those of... Read more »

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by | Automobile, Small Business |

Be proactive about what you insure and how you insure it. You can have an impact on the cost to insure for damage to your property, vehicles or watercraft to help save money by taking a look at how you insure them, whether you: Are looking at personal or business insurance; or Buy your insurance on-line or... Read more »

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by | Property, Safety |

Avoid Balcony, Porch and Deck Collapse Duck, Duck, Splash is an alternative to the traditional children’s game of Duck, Duck Goose. It’s played in the summer months, where a “picker” carries a small bucket of water around players who are sitting in a circle, and splashes the person who will be the goose. It’s fun... Read more »

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by | General Liability, Small Business, Workers Compensation |

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing the insurers... Read more »

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by | Automobile, General Liability, Small Business, Workers Compensation |

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion. For example, a typical Commercial General Liability policy includes a Condition which states that an insured “must see to it that [its insurer is] notified as soon as practicable of an ‘occurrence’ or an... Read more »

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by | Laws & Regulations, Safety, Workers Compensation |

OSHA 300A: A Poster or a Performance Benchmark? A quick reminder: February 1st was the deadline to post your annual OSHA 300A form, and it must remain posted through April 30th. Employers with more than ten employees and whose establishments are not classified as a partially exempt industry must record work-related injuries and illnesses using OSHA Forms: It’s now... Read more »

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