Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove... Read more »
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School’s out, meaning millions of people will be enjoying vacation, travel, or stay-at-home fun—or simply catching up on much needed chores around the house. It also means that construction season is in full swing in New England and across the United States. All of this activity can be healthy and rewarding, but it also means... Read more »
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While the dangers of winter driving may be behind us, the hot summer months ahead have their own dangers. Depending on the climate, the time between mid-May and early October is when drivers will be seeing more and more treads lining the interstates. Tire blowouts are one of the most dangerous occurrences for drivers of... Read more »
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May 2016 is National Electrical Safety Month What you don’t know won’t hurt you – is a well-worn idiom that has been around for many years. While the words can be comforting, the reality is that what you do not know, or cannot see, can injure or even kill you. Electricity, that commonplace convenience that... Read more »
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Today cyber security is a real threat to individuals and organizations as more are attacked every year. Every three minutes in the U.S. an individual is a victim of a cyber crime. Cyber security incidents for businesses have surged almost 40% from 2014 to 2015 as reported by companies in PwC’s The Global State Of... Read more »
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Running a business is tough business. You’re often required to be a jack-of-all-trades spreading your time and attention in a million different directions. Then it comes time to think about what you need to do to protect what you’ve built. The beauty of some commercial coverage is it isn’t one-size fits all. You have the... Read more »
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Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors... Read more »
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Drivers who have found themselves stuck in the middle of a ‘rush hour’ jam have seen examples of distracted driving at their most amusing. Like the guy eating a bowl of cereal and steering with his knees. Or someone brushing their teeth. Then there’s the one reading the paper spread across the steering wheel. Or... Read more »
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“Sounds like a learning experience to me.” Those words were repeated to me many times in the late 80s, and they usually followed such “wonderful” events as crashing my car or other preventable adolescent drama. And, I still hear those words march solidly through my mind in my father’s distinctly matter-of-fact voice, as I, now... Read more »
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Acadia Insurance turned to longtime agency partner James Sanborn for a seasoned perspective on the insurance needs of commercial breweries. As both a microbrew fan with his own beer blog and a 23-year career agent with GHM Insurance, James was the perfect person to tap for insight into this rapidly rising business. Q: How did you become an insurance... Read more »
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