by | Uncategorized, Workers Compensation |

Long before computers and the Internet became staples of workplaces across the United States, workers’ compensation laws provided employees with a financial safety net to help them cover the costs associated with sustaining one or more injuries in the workplace. In most states, workers’ compensation statutes require employers to compensate employees whenever they get hurt... Read more »

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by | Automobile, Loss Control, Safety, Vehicles & Equipment |

Combined with the technology delivered by GPS tracking, telematics systems provide fleet managers with critical insight into the status of company drivers and vehicles. From a base station, fleet managers can determine where a vehicle is located, as well as how the driver is operating it. The data generated from telematics systems help fleet managers... Read more »

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by | Automobile, Loss Control, Safety, Uncategorized |

If the winter of 2022-23 has taught us anything, it is Mother Nature is capable of dumping a considerable amount of snow within a short period. Ask the businesses that operate in and around Buffalo, as well as the Sierra Nevada Mountain range in California, about how significant snowfalls can disrupt daily routines. Businesses implement... Read more »

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by | Property, Uncategorized |

Construction costs and real estate values have increased virtually in tandem since the start of the COVID-19 pandemic in March of 2020. As the pandemic eased in the middle of 2022 rapidly rising property values continued to dominate the real estate market, as well as the cost associated with building supplies. How do rising property... Read more »

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by | Loss Control, Safety, Uncategorized |

As Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” The timeless saying is especially relevant for companies searching for ways to reduce insurance premiums. Insurance companies calculate premiums by assessing the risk of certain events happening. For example, insurance companies calculate workers’ compensation insurance premiums based on several risk factors,... Read more »

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by | Uncategorized |

November 7th through the 11th has been designated Kids’ Chance Awareness Week.  Kids’ Chance is a non-profit organization that raises money and provides scholarships to children of workers who are seriously injured or killed in the course of employment.  Kids’ Chance is organized as individual state chapters and is supported by a national organization, Kids’... Read more »

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by | General Liability, Loss Control, Safety, Uncategorized |

According to the Centers for Disease Control and Prevention (CDC), more than 500,000 victims sustain some type of injury each year in the United States because of a ladder accident. Around 300 fatalities occur each year because of ladder accidents as well. The annual estimated cost of ladder injuries exceeds $24 billion each year, with... Read more »

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