by | Loss Control |

Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove... Read more »

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by | Safety |

May 2016 is National Electrical Safety Month What you don’t know won’t hurt you – is a well-worn idiom that has been around for many years. While the words can be comforting, the reality is that what you do not know, or cannot see, can injure or even kill you. Electricity, that commonplace convenience that... Read more »

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by | Property, Safety, Small Business |

Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors... Read more »

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by | Automobile, Loss Control, Safety, Small Business, Vehicles & Equipment |

Drivers who have found themselves stuck in the middle of a ‘rush hour’ jam have seen examples of distracted driving at their most amusing.  Like the guy eating a bowl of cereal and steering with his knees.  Or someone brushing their teeth.  Then there’s the one reading the paper spread across the steering wheel.  Or... Read more »

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by | Small Business |

“Sounds like a learning experience to me.” Those words were repeated to me many times in the late 80s, and they usually followed such “wonderful” events as crashing my car or other preventable adolescent drama. And, I still hear those words march solidly through my mind in my father’s distinctly matter-of-fact voice, as I, now... Read more »

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