by | General Liability, Safety |

That’s the old question, but the 2014 question is …… Can you walk and use your cell phone at the same time? Evidently not!  Injuries to distracted walkers are on the rise. According to a 2013 study conducted by researchers at Ohio State University, using injury reports from 100 hospitals around the country, the number of... Read more »

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by | Property, Safety |

Just because you can’t see it, doesn’t mean it isn’t there.  Children may use that excuse when fearing “the monster under the bed”.  As a loss control consultant, I use that excuse when discussing the vulnerabilities of an electrical system.  Luckily, there is technology for this to help us see these so called “monsters under... Read more »

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by | Automobile, Safety |

As we travel down the road, we are bombarded with distractions.  We typically don’t read every sign we pass.  However, one important message we shouldn’t ignore are animal crossings.  Here in the Northeast, we don’t have to travel too far out of our cities and towns to come across vast backwoods, where many species reside.... Read more »

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by | General Liability, Laws & Regulations |

Over the years, contractors have grown accustomed to managing those with whom they contract out work.  They have learned to help protect themselves and their business by following good risk management practices, including interviewing, background checks and having contractual controls when hiring subcontractors. However, this has not always been the case in the area of... Read more »

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by | Automobile |

What if your vehicle is the cause?  What are the ramifications? What is pollution?  According to Wikipedia, pollution is the introduction of contaminants into the natural environment that causes adverse change. How can your vehicle cause pollution?  We all know that vehicle emissions add to air pollution, but vehicles can also be the source of land or water... Read more »

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by | Property, Safety |

Freezing Pipes and Roof Collapse Prevention An English astronomer, Francis Baily, is credited with the saying, “A stitch in time saves nine”, meaning a little effort in prevention can save multitudes of time and money later.  Winter is certainly one of those seasons where this advice is very true.  This blog focuses on two areas... Read more »

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by | General Liability, Safety |

As we enter the season of perpetual hope, we start planning the holidays both at home and the office. There are many things to consider for ensuring our safety during the holidays. November and December are peak times to get everything completed for year-end as well as to celebrate the holidays. It is the busiest,... Read more »

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by | Property, Safety |

“We change, whether we like it or not” –          Ralph Waldo Emerson We don’t often enjoy having to concede to nature’s law that dictates to us that all things change, all of the time.  But as Mr. Emerson keenly observes, it happens, regardless.  Depending upon one’s perspective, change can be a good thing, or it can... Read more »

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