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For business owners with special property needs, Acadia’s Fine Art Insurance program may be what you need.

Often, standard property policies don’t work well for unique or one of a kind property, for property where typical valuation methods don’t apply or in cases of property of others being held for sale. Acadia Insurance has a number of products designed for those special needs.

Our Products Include:

As an antique dealer, the value of your inventory depends on the precautions you take with its safe keeping. Having adequate insurance for your inventory or collection can help protect your business against disaster in the event of a loss.Acadia Insurance offers tailored coverages designed to meet your needs and protect you from the exposures inherent in your business, including:

  • Inventory Coverage:
    • Held for sale
    • On your premises
    • At auction or repair
    • In transit
  • Coverage for breakage and water damage
  • Tailored valuation approach for rare or valuable inventory to ensure adequate protection
  • Coverage for items sold at auction valued at the hammer price

For more information, contact an Acadia Insurance Agent for a quote today.

An original piece of art, by definition, cannot be replaced. Because of this, it can be hard to imagine losing a unique and valuable piece from your inventory due to damage, breakage or theft.While we cannot replace the piece of art that was lost, our insurance offers agreed valuation options to ensure you are fairly compensated.

Special Benefits for Fine Art Dealers can include:

  • Coverage protects furniture and fixtures of a fine arts nature that are not for sale
  • No coinsurance requirement
  • Inventory is valued at Selling Price Less 20% or Cost Plus 30%, whichever is greater

Applications, Highlight Sheets and more

For more information, contact an Acadia Insurance Agent for a quote today.

Jeweler’s block insurance provides insurance for the collection/inventory owned by the jeweler or jewelry store. Because of the high values associated with jewelry, separate insurance protection is usually required from a traditional property insurance policy to adequately protect the inventory.Acadia Insurance offers insurance to privately owned jewelry stores throughout the Northeast.

Our jeweler’s block policy can be tailored based on the size and needs of your business and can include the following coverage features:

  • Stock of inventory held for sale
  • Similar property belonging to others while in the store for service repair

Applications, Highlight Sheets and more

For more information, contact an Acadia Insurance Agent for a quote today.

Acadia Insurance offers fine art insurance to museums and educational institutions to protect their investments in art collections in the event of damage or theft.Acadia’s Museum Insurance policy is specifically designed for museums and offers coverage options for this very unique class of business, ranging from valuation methods to worldwide coverage.

We can insure collections that are:

  • On location
  • On exhibition; or loaned to others
  • In transit

Applications, Highlight Sheets and more

For more information, contact an Acadia Insurance Agent for a quote today.

For the business with a valued collection of fine arts, the standard property policy may not provide the proper coverage. Typically these valued pieces, such as paintings or sculptures, need a policy that properly reflects the special nature and value of these items. Acadia’s specially designed Corporate Collections insurance policy does just that.

Special Benefits for Private Corporate Collections can include:

  • Valuation is based on scheduled limits, such as Fair Market Value or Stated Amount
  • Covers expenses for transport of property to a safe facility in the event of a covered loss
  • Provides automatic coverage for newly acquired fine arts for up to 25% of the policy limit

Applications, Highlight Sheets and more

For more information, contact an Acadia Insurance Agent for a quote today.

Auctioneer’s insurance offers coverage for the inventory held by the auctioneer that has yet to be sold, or that has been sold but not yet delivered to the buyer. As an auctioneer, your inventory is constantly changing, and you need insurance that can keep pace.

Acadia Insurance offers insurance protection uniquely designed for auctioneers. Here are some of the coverage features that are available:

  • Coverage for owned and consigned inventory
  • Coverage for breakage
  • Coverage extension for incidental jewelry, motor vehicles and watercraft held at auction
  • Coverage provided at auction site, temporary storage locations and other identified locations
  • Coverage for property sold but still in your custody
  • Tailored valuation methods to ensure adequate protection

For more information, contact an Acadia Insurance Agent for a quote today.