The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities. The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing the insurers… Read more »
Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion. For example, a typical Commercial General Liability policy includes a Condition which states that an insured “must see to it that [its insurer is] notified as soon as practicable of an ‘occurrence’ or an… Read more »
-That’s a Nod to Dr. Seuss, who is celebrated this month There are a lot of things in life which are everywhere, so ubiquitous that we don’t even think about them: a pillow, shopping bags, books, pens. If one stops to think about these items, they aren’t as simple as we would think. The wrong… Read more »
As a farmer, you have a lot of concerns: weather; financing; crop yield; commodity prices; regulation; and the list goes on. Have you ever spent time thinking about your legal liabilities because you hire employees? Simply stated, a farmer can sometimes be held liable for damages to third parties as a result of negligent actions… Read more »
What is carbon monoxide and where is it found? Carbon monoxide, otherwise known by its chemical symbol, “CO”, is an odorless, colorless gas that can cause sudden illness and/or death. It is found in combustion fumes such as those produced by cars, trucks, gasoline engines, stoves, burning fuels such as wood and charcoal and heating… Read more »
As I inch up the thermostat, I wonder when the outdoors will turn from green to white. Many seasonal contractors that I know operate snow removal equipment. And, there are many things to consider as the winter season approaches. How much staff should you leave on call? How much sand and salt should you purchase?… Read more »
he ongoing case of Exeter Hospital and the Hepatitis C outbreak The biggest news story in New Hampshire this year will no doubt be that of David Kwiatkowski, whom the authorities have labeled a “serial infector”. Kwiatkowski is a 32 year old Michigan native who, in 2007, got his start in the health care industry as a… Read more »
Any logger has the potential of being involved in an accidental timber trespass claim. Here are some things you need to know: What are you agreeing to when you sign a contract? Landowners generally require a logger to have general liability insurance and to assume responsibility for everything that happens at the work site. Many… Read more »
A good house has a lot of nails in it. I remember that statement from Gilly Harlow, my Homes and Buildings professor at Union College, more years ago than I care to admit. He was an older gentleman who wore a bowtie, had years of experience, and made many statements which stuck with me. And,… Read more »
Many of us enjoy a nice “adult” beverage after a hard day’s work, possibly with our 18-ounce filet, or perhaps after that wretched round of golf that we can’t soon enough forget. Whether this holds true for you or not, the fact still remains, it’s a part of how many people unwind. And many businesses… Read more »
