Are We Ready for the Next Big Catastrophe?

Posted by & filed under Loss Control.

Property and casualty coverage has always worked on the premise that a given risk exposure can be adequately quantified if there is sufficient historical data and a predictable pattern of behavior, thereby enabling insurance companies to forecast future losses and price the risk appropriately. Natural disasters like earthquakes and hurricanes have left behind a trove… Read more »

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Distracted Driving – Truth and Consequences

Posted by & filed under Automobile, Loss Control, Safety, Small Business, Vehicles & Equipment.

Drivers who have found themselves stuck in the middle of a ‘rush hour’ jam have seen examples of distracted driving at their most amusing.  Like the guy eating a bowl of cereal and steering with his knees.  Or someone brushing their teeth.  Then there’s the one reading the paper spread across the steering wheel.  Or… Read more »

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Construction Site Hazards and Loss Control

Posted by & filed under Construction, Loss Control.

According to Mark Twain regarding New England weather, “If you don’t like the weather, wait a minute, it’ll change”. We think the weather changes frequently in New England, and it does daily and seasonally, but the weather’s rate of change pales in comparison to the constant and never-ending changes taking place on a construction site. … Read more »

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ATV’s – A Farmer’s Best Friend

Posted by & filed under Farm & Agriculture, Loss Control.

Since the early 1970’s, ATV (all-terrain vehicle) use has grown year over year. Originally designed as a personal use vehicle, ATVs quickly became useful machines to move through areas not easily accessible by other types of vehicles. Farmers quickly learned their ATVs were a good supplement for pick-up trucks, horses and even walking. They could… Read more »

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Video Blog: Ice Dams & Snow Load Capacity

Posted by & filed under Loss Control.

Just when you thought that a New England winter couldn’t get any worse, weather forecasters are predicting yet another blizzard to hit us this weekend.  Make sure that you are taking all steps to prevent any damage to your building or house, whether it be from ice dams or the excessive weight of snow on… Read more »

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Prevent Roof Collapse!

Posted by & filed under Loss Control, Property.

Snowflake…snowflake…., how much do you weigh? Right around .002 grams. So, how do a bunch of snowflakes pancake buildings each year? With more snow in the forecast for much of New England, this becomes a very important question. Generally speaking, it’s not the snowflakes that collapse a building, power lines or a tree. It’s the… Read more »

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Hearing Protection: Proper use of Noise Reduction Devices

Posted by & filed under Loss Control, Safety.

During my September presentation on the safe use of landscaping equipment for the Massachusetts Professional Landscapers Association, we discussed the need for hearing protection due to the noise generated by some of the equipment used like leaf blowers, jackhammers, chainsaws, etc. At the end of the presentation, several attendees posed questions pertaining to the level of noise… Read more »

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New Employees and Fire Prevention

Posted by & filed under Loss Control, Safety.

As safety professionals we all know that new employees, or those performing new tasks, are the most likely to suffer injury. I can remember one incident where an operator ran one machine for nearly 40 years. Eventually he took a different job in the plant and about a month later, the operator of his old… Read more »

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