As summer 2025 draws to a close, businesses across the U.S. are still recovering from a season marked by extreme weather and supply chain chaos. From devastating floods to delayed shipments, the disruptions have been a stark reminder of how vulnerable operations can be—and how vital business interruption insurance is in protecting the bottom line. 🌧️ This Summer’s… Read more »
Spontaneous combustion is a fascinating yet potentially devastating phenomenon. It refers to the ignition of organic matter caused by an internal source, without any external flame or spark. From an insurance perspective, understanding spontaneous combustion is crucial for both policyholders and insurers, especially in industries dealing with materials prone to this risk. What is Spontaneous… Read more »
Whether you’re starting a business or thinking about updating your business insurance, you will want to ensure you have the proper coverage in case of an accident or emergency. This article will serve as a general overview and guide, but you should work with your agent to ensure the coverage you purchase meets your specific… Read more »
The winter season is just starting. Many businesses are getting ready to safeguard their properties. They want to be sure they don’t face any hazards that can get expensive, cause losses, and lead to reputational damage. Recommended preventative measures can help keep your company safe. The Problem: Power Outages Power outages are common during the… Read more »
Storms threaten business safety and security. Intense wind and rain can smash windows, damage foundations, and cause flooding. The risk of extreme weather has increased over the years, and business owners must be prepared. Businesses that take practical measures and invest in quality insurance can help keep their companies safe. Read on to learn how… Read more »
Commercial property insurance, one of the most important instruments for safeguarding businesses, is often accompanied by compliance with safety codes. The installation of smoke and carbon monoxide alarms not only satisfies code requirements, but also demonstrates a commitment of businesses to their employees’ safety and protection of valuables. In this article, we will discuss the benefits… Read more »
Let’s face it, winter is not over. That means that as a business owner, it is essential to stay on top of protecting your property from frost, freeze, and snow. After all, weather extremes are becoming increasingly common, and the winter season brings with it a unique set of challenges. Preparation and protection are key… Read more »
Winter months can be extremely difficult for property owners. Those who live in harsh climates must prepare for ice, snow, and bone-chilling weather. They need to shovel wind-blown snow on rooftops, clear and treat walkways and parking lots, manage road transportation during snow and icy conditions, and put up with freezing pipes. Winter-related damage ends… Read more »
Owners of commercial properties that lease space to tenants such as warehouses, apartment buildings, and retail strip malls should purchase lessor’s risk only insurance to protect their investments. Also referred to as LRO and landlord insurance, lessor’s risk only insurance covers commercial property owners that face tenant lawsuits for injuries and/or property damage. LRO insurance… Read more »
The “City That Never Sleeps” experienced one of the worst weather nightmares in October of 2012. More than 10 years after Hurricane Sandy made landfall, New York City and surrounding communities continue to deal with the carnage left behind by one of the worst floods ever experienced by residents of the Big Apple. Because water… Read more »
