UL300: Restaurant Kitchen Fire Prevention

Posted by & filed under Property, Safety.

UL 300, Standard for Safety for Fire Testing of Fire Extinguishing Systems for Protection of Restaurant Cooking Areas, became effective in 1994.  In the years just before then, changes in cooking methods to vegetable based cooking oils, and use of high energy efficiency appliances significantly increased the fire hazard in cooking operations. Commercial kitchen fires… Read more »

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Expect the Unexpected: The Importance of Hurricane Preparedness

Posted by & filed under General Liability, Property, Safety.

The Northeast has seen some fairly devastating damage during the last two hurricane seasons.  With the destruction from Super Storm Sandy and Hurricane Irene still fresh in our minds, it is important that all business owners prepare for this year’s hurricane season.  The National Oceanic and Atmospheric Administration (NOAA) predicted an active 2013 Atlantic hurricane season due… Read more »

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Tick Season is Upon Us

Posted by & filed under Farm & Agriculture, Property, Safety.

For many of us living in the Northeast, enjoying the outdoors after winter abates is paradise, and a great cure for cabin fever. However, in the past years there have been new insects and diseases that plague our summer activities. One of the largest concerns is ticks and the diseases they can spread, particularly with… Read more »

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Deck, Deck, Crash!

Posted by & filed under Property, Safety.

Avoid Balcony, Porch and Deck Collapse Duck, Duck, Splash is an alternative to the traditional children’s game of Duck, Duck Goose. It’s played in the summer months, where a “picker” carries a small bucket of water around players who are sitting in a circle, and splashes the person who will be the goose. It’s fun… Read more »

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Pancake Prevention – Preventing Snow Load Roof Collapse

Posted by & filed under Property.

Snowflake…snowflake….snowflake, how much do you weigh?  Right around .002 grams. How does this compare to other items? Feather, about .05 grams. Chocolate Kiss 41grams. Cubic inch of water .036lbs. Cubic foot of water 62.416 lbs. So, how do a bunch of snowflakes pancake buildings each year? Generally speaking, it’s not the snowflakes that collapse a… Read more »

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Hot Work – Don’t Burn Your End

Posted by & filed under Property, Safety.

You may be thinking, “Leave it to an insurance guy to write about Hot Work at the start of winter.” However, I hope you learn something about different types of Hot Work here. We’re not talking about the kind of heat which farmers are so used to, like toiling in the fields in summer, or… Read more »

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Prepare Farm Buildings for Winter

Posted by & filed under Farm & Agriculture, Property.

Imagine all the time that you spend winterizing your property: for example, making sure winter clothes and coats are adequate; and having feed, water and shelter available for the animals on the coldest days.  As you go through your winterizing checklist, you likely review your vehicles, home and animals, but have you considered what should… Read more »

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