Spontaneous combustion is a fascinating yet potentially devastating phenomenon. It refers to the ignition of organic matter caused by an internal source, without any external flame or spark. From an insurance perspective, understanding spontaneous combustion is crucial for both policyholders and insurers, especially in industries dealing with materials prone to this risk. What is Spontaneous… Read more »
Storms threaten business safety and security. Intense wind and rain can smash windows, damage foundations, and cause flooding. The risk of extreme weather has increased over the years, and business owners must be prepared. Businesses that take practical measures and invest in quality insurance can help keep their companies safe. Read on to learn how… Read more »
Commercial property insurance, one of the most important instruments for safeguarding businesses, is often accompanied by compliance with safety codes. The installation of smoke and carbon monoxide alarms not only satisfies code requirements, but also demonstrates a commitment of businesses to their employees’ safety and protection of valuables. In this article, we will discuss the benefits… Read more »
Let’s face it, winter is not over. That means that as a business owner, it is essential to stay on top of protecting your property from frost, freeze, and snow. After all, weather extremes are becoming increasingly common, and the winter season brings with it a unique set of challenges. Preparation and protection are key… Read more »
Winter months can be extremely difficult for property owners. Those who live in harsh climates must prepare for ice, snow, and bone-chilling weather. They need to shovel wind-blown snow on rooftops, clear and treat walkways and parking lots, manage road transportation during snow and icy conditions, and put up with freezing pipes. Winter-related damage ends… Read more »
What pops into your head when someone mentions summer? Is it the days staying cool at the nearest public swimming pool? What about the fond memories stirred by family backyard barbecues? Of course, we have the nation’s pastime of baseball, which has defined summers for more than 150 years. Another common thread that weaves into… Read more »
Combined with the technology delivered by GPS tracking, telematics systems provide fleet managers with critical insight into the status of company drivers and vehicles. From a base station, fleet managers can determine where a vehicle is located, as well as how the driver is operating it. The data generated from telematics systems help fleet managers… Share this:
If the winter of 2022-23 has taught us anything, it is Mother Nature is capable of dumping a considerable amount of snow within a short period. Ask the businesses that operate in and around Buffalo, as well as the Sierra Nevada Mountain range in California, about how significant snowfalls can disrupt daily routines. Businesses implement… Share this:
There is no escaping winter weather. All you have to do is watch one nightly news show to witness the devastation winter weather is having on Americans across the country. From record snowfall out west to severe weather in the deep south, the winter of 2022-23 continues to set records. Whether you manage a fleet… Share this:
As Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” The timeless saying is especially relevant for companies searching for ways to reduce insurance premiums. Insurance companies calculate premiums by assessing the risk of certain events happening. For example, insurance companies calculate workers’ compensation insurance premiums based on several risk factors,… Read more »
