According to OSHA, motor vehicle crashes cost employers $60 billion annually in medical care, legal expenses, property damage, lost productivity, and more. Looking at this in another way: The average crash costs an employer $16,5001 A crash resulting in an injury costs an employer on average $74,0001 Costs can exceed $500,000 when there’s a fatality1… Read more »
Flooding is the most common and costly natural disaster in the U.S. Floods can affect business owners in a variety of ways. Accordingly, owners should take the opportunity to plan and prepare for storms, as preparation can hold the most promise to help reduce potential and future loss to a property. Flood protection begins by… Read more »
According to the U.S. Bureau of Labor Statistics, more injuries occur during the summer months than at other times of the year. Seasonal factors ranging from more direct sunlight to higher temperatures can—and usually do—impact the working conditions in industrial settings. Just consider the potential effects of sweaty palms, fogged-up safety goggles, and dehydration. Yet… Read more »
Operation of heavy mobile equipment such as excavators, loaders, graders, rollers, and bulldozers, can create hazardous situations when operated in proximity to other equipment and workers. According to the Bureau of Labor Statistics, about 20% of construction industry fatalities involve heavy equipment. Hazards include workers being: Struck by moving equipment Crushed between equipment and other… Read more »
When people are faced with additional tasks, changes in routine and stretched resources, mistakes can happen. For instance, some of my customers have spikes in losses in the summer months, for both auto and workers’ compensation. I have worked with them individually to identify the reasons for this through loss analysis. In general, the higher… Read more »
Did you know that more than one in ten forklifts will be involved in an accident each year? Noting this, OSHA estimates forklifts cause about 85 fatal accidents per year; 34,900 accidents result in serious injury; and 61,800 are classified as non-serious. Further, it is estimated that 90% of all forklifts will be involved in some type… Read more »
School’s out, meaning millions of people will be enjoying vacation, travel, or stay-at-home fun—or simply catching up on much needed chores around the house. It also means that construction season is in full swing in New England and across the United States. All of this activity can be healthy and rewarding, but it also means… Read more »
While the dangers of winter driving may be behind us, the hot summer months ahead have their own dangers. Depending on the climate, the time between mid-May and early October is when drivers will be seeing more and more treads lining the interstates. Tire blowouts are one of the most dangerous occurrences for drivers of… Read more »
May 2016 is National Electrical Safety Month What you don’t know won’t hurt you – is a well-worn idiom that has been around for many years. While the words can be comforting, the reality is that what you do not know, or cannot see, can injure or even kill you. Electricity, that commonplace convenience that… Read more »
Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors… Read more »
