Today cyber security is a real threat to individuals and organizations as more are attacked every year. Every three minutes in the U.S. an individual is a victim of a cyber crime. Cyber security incidents for businesses have surged almost 40% from 2014 to 2015 as reported by companies in PwC’s The Global State Of… Read more »
Running a business is tough business. You’re often required to be a jack-of-all-trades spreading your time and attention in a million different directions. Then it comes time to think about what you need to do to protect what you’ve built. The beauty of some commercial coverage is it isn’t one-size fits all. You have the… Read more »
Small business owners have a lot on their plates today. There are many different sides to running a successful business that require an owner’s time and attention. Many first-time owners are making the switch from employee to employer and may not even be fully aware of the potential liabilities that lie ahead when their doors… Read more »
Drivers who have found themselves stuck in the middle of a ‘rush hour’ jam have seen examples of distracted driving at their most amusing. Like the guy eating a bowl of cereal and steering with his knees. Or someone brushing their teeth. Then there’s the one reading the paper spread across the steering wheel. Or… Read more »
“Sounds like a learning experience to me.” Those words were repeated to me many times in the late 80s, and they usually followed such “wonderful” events as crashing my car or other preventable adolescent drama. And, I still hear those words march solidly through my mind in my father’s distinctly matter-of-fact voice, as I, now… Read more »
Acadia Insurance turned to longtime agency partner James Sanborn for a seasoned perspective on the insurance needs of commercial breweries. As both a microbrew fan with his own beer blog and a 23-year career agent with GHM Insurance, James was the perfect person to tap for insight into this rapidly rising business. Q: How did you become an insurance… Read more »
How do you intend to interact with the general public? Will you offer brewery tours or have a tasting room? Both of these elements, while great for marketing and generating growth, come with their share of risk, and need to be considered when purchasing insurance. Fortunately, most commercial general liability policies cover premises liability exposures, but… Read more »
How does your daily routine impact the security of your important business data? Building little things into your daily and weekly procedures can pay off in providing greater security of your data. In many cases, your vigilance is all that stands between your business and a privacy breach. Below are three best practices that you can… Read more »
Now that the school year has ended, I find myself reflecting on a child’s education. School can provide instruction in an increasingly regulated curriculum 180 days per year. Applying that knowledge in a practical way, enriching our kids and providing meaningful experiences the remaining 185 days is one of the fun parts of being a… Read more »
It is estimated that 70% of the American workforce is unsupervised for the vast majority of the work day. When I first heard that I thought, “That can’t be right,” but the more I considered it and thought about truckers, sales reps, construction crews, service reps and many others, it made sense. For those of… Read more »
