Be proactive about what you insure and how you insure it. You can have an impact on the cost to insure for damage to your property, vehicles or watercraft to help save money by taking a look at how you insure them, whether you: Are looking at personal or business insurance; or Buy your insurance on-line or… Read more »
Have you ever read your entire insurance policy? Probably not. Have you understood every word of what you have read? Again, probably not. The insurance industry tends to use words that are unique to only the insurance industry. I thought we might take some time to look at some of the terminology used in the… Read more »
The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities. The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing the insurers… Read more »
Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion. For example, a typical Commercial General Liability policy includes a Condition which states that an insured “must see to it that [its insurer is] notified as soon as practicable of an ‘occurrence’ or an… Read more »
If you’re thinking about New Year’s resolutions for your business, they might be related to expanding your territory, dealing with a personnel problem, organizing the stock room, etc. In other words, you may be thinking of things related your day-to-day operations. I’d like to give you another possible resolution that will help you if you… Read more »
Today’s guest post is brought to you by Alyssa DellaCamera from Eaton & Berube Insurance Agency, an independent insurance agency located in New Hampshire. Learn about the common threats in business that a small business faces and strategies to manage them. As many small business owners understand, owning your own company offers many rewards, but with… Read more »
If you’re a small business owner, congratulations! You’re a part of a huge engine driving a significant part of the U.S. economy. But it can often be hard to feel good when you’re working seven days a week, trying to attract the attention of potential customers, negotiate for physical space, find quality employees, or any… Read more »
The rapid adoption of predictive analytics in retail and in insurance There was a New York Times article from February of this year that made a brief splash in the zeitgeist and then faded away. You may remember the blurbs saying that Target had found a way to infer that a woman was pregnant before… Read more »
