What is the New Hampshire Second Injury Fund?

Posted by & filed under General Liability, Small Business, Workers Compensation.

the flag of New Hampshire

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing the insurers… Read more »

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When it Comes to Reporting Claims, Time is of the Essence

Posted by & filed under Automobile, General Liability, Small Business, Workers Compensation.

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion. For example, a typical Commercial General Liability policy includes a Condition which states that an insured “must see to it that [its insurer is] notified as soon as practicable of an ‘occurrence’ or an… Read more »

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A Small Business New Year’s Resolution You Might Not Have Thought Of

Posted by & filed under Small Business.

If you’re thinking about New Year’s resolutions for your business, they might be related to expanding your territory, dealing with a personnel problem, organizing the stock room, etc.  In other words, you may be thinking of things related your day-to-day operations.  I’d like to give you another possible resolution that will help you if you… Read more »

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5 Common Threats Small Businesses Face

Posted by & filed under Small Business, Workers Compensation.

Today’s guest post is brought to you by Alyssa DellaCamera from Eaton & Berube Insurance Agency, an independent insurance agency located in New Hampshire.  Learn about the common threats in business that a small business faces and strategies to manage them. As many small business owners understand, owning your own company offers many rewards, but with… Read more »

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Small Business Owner: Your Insurance Company Loves You!

Posted by & filed under Small Business.

If you’re a small business owner, congratulations!  You’re a part of a huge engine driving a significant part of the U.S. economy.  But it can often be hard to feel good when you’re working seven days a week, trying to attract the attention of potential customers, negotiate for physical space, find quality employees, or any… Read more »

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