forms by state
Employee injuries can have a significant impact on your bottom line. Not only do you lose productivity but incur expenses to try to overcome that lost worker and can see long term expense increases in your workers’ compensation insurance premium if your workers’ compensation claims are not closely managed.
It is important to have an insurance carrier with dedicated specialists ready to work with you and your employee to help obtain the right care so they can return to work quickly.
Workers’ Compensation Loss Mitigation
What to do in the event of a loss:
- When it is safe to do so, take detailed photos of the scene immediately, before conditions change.
- Remember that most cell phones have cameras, if a camera is not otherwise available.
- Secure the name and phone numbers of any witnesses.
- Utilize an internal investigation form which includes the employee’s description of injury (identifying the parts of body injured). Have the employee sign the form.
- If the accident involved a piece of equipment (for example, a nail gun, a forklift, or scaffolding), take steps to ensure that the equipment is preserved in the exact condition it was in when the accident occurred.