There’s No Off Season for Slip & Fall Claims
Slip-and-fall incidents are one of the most common causes of workplace injuries and liability claims—and in the Northeast, they happen all year long, not just in winter.
Winter: The Obvious Danger Zone
Snow, ice, slush, and freeze–thaw cycles create daily risks around entrances, walkways, and parking lots. Even small temperature swings can turn melted snow into black ice.
Stay ahead with:
- Proactive de-icing
- Frequent walkway inspections
- Clear documentation and contractor expectations
Spring: Melt, Mud & Potholes
As the snow melts, businesses face new hazards like wet entryways, icy mornings from overnight refreezing, and potholes from winter damage.
Key steps:
- Replace soaked entrance mats
- Sweep up leftover winter sand
- Patch or mark uneven pavement
Summer: Hidden Warm‑Weather Risks
Slip hazards don’t disappear in summer. Rainwater, condensation near refrigeration, uneven surfaces at landscaping or construction sites, and slick floors during periods of high humidity all raise risk.
Stay prepared:
- Monitor moisture around entryways
- Keep outdoor walkways clean and clear
- Schedule floor maintenance during slow periods
Fall: Leaves & Low Light
Wet leaves can be as slick as ice, and shorter days reduce visibility around properties. Early frost also arrives sooner than expected.
Prevent issues with:
- Regular leaf removal
- Enhanced exterior lighting
- Consistent employee hazard reporting
Insurance Snapshot: Documentation Matters
When slip-and-fall incidents occur, insurers rely on maintenance logs, inspection records, service documentation, and incident reports to understand what happened. Good records can help reduce claim severity and support better outcomes for your business.
Final Thoughts
Slip-and-fall prevention is a year-round responsibility. Strong maintenance practices, good documentation, and appropriate insurance coverage help protect employees, customers, and your bottom line—no matter the season.
There for You: Acadia Insurance
At Acadia, we’re all about helping businesses throughout the Northeast thrive. Our mission is to provide superior service and products as close to you as possible, providing you with the coverage you need to proceed with confidence.
We understand what you want most from your insurance is security and peace of mind. That means knowing you are working with an insurance provider who will support you every step of the way to help you protect your business.
With Acadia, not only can you get coverage tailored to your needs, but you will also receive support from dedicated claims professionals to guide you through the claim process in the event of a loss. That way, you know exactly what to expect. Knowing your claims professional by name and a handshake – that’s “Closer Coverage”. Get to know more about how we work and find an agent near you by going to the Find an Agent section on our public website (www.acadiainsurance.com).
Acadia is pleased to share this material for the benefit of its customers. Please note, however, that nothing herein should be construed as either legal advice or the provision of professional consulting services. This material is for informational purposes only, and while reasonable care has been utilized in compiling this information, no warranty or representation is made as to accuracy or completeness. Recipients of this material must utilize their own judgment in implementing sound risk management practices and procedures.