Food Products

At Acadia, we understand that the quality of your food products is the foundation of your reputation. We provide tailored insurance solutions designed to protect your business from the unique risks of the food production industry, helping you to restore operations swiftly after a loss.

Specialized Coverage for Food Businesses

The food products industry, from small producers to mid-size manufacturers, faces a distinct set of daily exposures, including food spoilage and contamination, equipment breakdown, and disruptions impacting perishable goods. Acadia has years of experience serving these businesses throughout New England and New York. As your trusted local partner, we are committed to offering a well-rounded and affordable approach to your insurance needs, backed by local underwriting, claims, and loss control services. We help you protect against the unexpected, safeguarding your business from potential financial detriment.

Target Classes

Acadia specializes in providing comprehensive coverage for a wide range of food product manufacturers and related businesses, providing tailored protection for your specific operations.

Businesses involved in the production, processing, and packaging of food items.
Craft-focused businesses creating specialized food products.
Companies producing baked goods, pastries, and confectionery items.
Producers of non-alcoholic and alcoholic beverages.

Acadia provides insurance solutions for various food products manufacturers — not limited to the target classes listed above. Connect with your local Acadia insurance agent to explore coverage tailored to your unique needs.

Coverages

Acadia offers a full suite of insurance coverages designed to fit the unique needs of your food products business, providing robust protection against industry-specific risks.

Helps you restore your business by protecting your income and covering various expenses incurred to return to full operations after a covered loss.
Covers costs of claims involving your company's owned, rented, or leased vehicles.
Protects against financial losses from unexpected breakdown of critical machinery.
Provides essential coverage and defense in the event of a lawsuit, protecting your business in today's litigious environment.
Protects your buildings, equipment, and inventory, with flexible options tailored to your business. Our Premier Choice Property Endorsement offers:
- Business Personal Property - Seasonal Increase: Up to 35% over your limit for seasonal variations.
- Branded or Labeled Merchandise: Coverage for merchandise damaged by a covered loss
- Product Samples: Coverage for samples damaged or destroyed while in the care of your sales representatives.
- Employee Theft: Coverage for assets lost due to employee theft, with options to purchase higher limits.
- Off-Premises Property: Coverage for your property stored in a leased storage unit or while at a fair or trade show.
- Spoilage Coverage: Coverage for perishable stock due to a covered loss, with options for higher limits.
Provides an additional layer of liability protection beyond your primary policies.
Industry-leading programs to protect your employees and manage workplace injuries.

For more information about Acadia’s insurance coverage offerings, contact an Acadia insurance agent.

Why Acadia

We understand the unique dynamics of businesses in New England and New York, and we're committed to being the partner you can count on. Our vision and values show a deep commitment to individualized service, embodied in our focus on Closer Coverage^SM. We believe that delivering superior service means having an in-depth knowledge of your business, understanding risk from your perspective, and being your trusted advisor. We're here to provide the peace of mind that comes with truly personalized service, built on three key pillars:

Learn more about us

We are deeply rooted in the communities we serve, ensuring that our local experts understand your unique needs and are readily available to provide support. Our customers consistently rate our claims service highly, with a 97% satisfaction rating — a testament to our commitment to exceptional service.
We offer customized insurance solutions backed by targeted loss control programs designed to address your specific risks. We partner with you to enhance safety and reduce potential financial losses by focusing on key areas such as employee protection, commercial vehicles, and liability management.
We are committed to fostering close relationships with our insureds, communities, and professional independent insurance agents, empowering our teams to deliver expert guidance and cultivating a collaborative partnership.

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How can we help you?

Pay Bill

Explore our flexible billing options, including convenient online payments and diverse installment plans, all designed for your ease.

Report Claim

Have a loss to report? Our experienced local claim representatives offer same-day contact and a 97% customer satisfaction rating to get you back on track quickly.

Find An Agent

Ready for Closer Coverage^SM and a customized insurance solution? Speak with one of our trusted independent insurance agents to start building your protection.

Food Products

Specialized Coverage for Food Businesses

Target Classes

Small to Mid-Size Food Manufacturers

Artisan Food Producers

Bakers & Confectioners

Beverage Manufacturers

Coverages

Business Income

Commercial Auto

Equipment Breakdown

General Liability

Property

Umbrella

Workers Compensation

Why Acadia

Local Presence, Local Focus, Local Experts

Tailored Solutions & Proactive Loss Control

Dedicated to Your Success

How can we help you?

Pay Bill

Report Claim

Find An Agent