Tick Season Is Upon Us: What Businesses Should Know

As warmer weather arrives, tick activity increases—especially in wooded or grassy areas where many industries operate. For businesses in construction, landscaping, utilities, agriculture, and property management, tick exposure is a real seasonal risk that can impact employee health and commercial insurance costs.

Why Tick Season Matters for Employers

Tick bites can transmit illnesses like Lyme disease and anaplasmosis. When these illnesses occur due to workplace exposure, they may lead to:

• Lost work time
• Medical treatment expenses
• Workers’ compensation claims
• Increases in a company’s insurance premiums

Even one serious case can grow into a costly claim.

How to Reduce Risk

Proactive prevention protects employees and helps control insurance costs. Key steps include:

1. Train Employees

Teach workers how to identify ticks, perform daily tick checks, and recognize early symptoms of tick-borne illnesses.

2. Provide Protective Gear

When feasible, encourage long sleeves, long pants, light-colored clothing, and EPA-approved repellents. Consider permethrin-treated workwear.

3. Maintain Safer Work Areas

Clear brush, tall grass, and debris in high-traffic zones to reduce tick habitats.

4. Establish a Bite Response Protocol

Ensure employees know how to remove ticks safely, document exposures, and seek prompt medical attention.

The Role of Commercial Insurance

Insurance carriers often provide safety resources, training materials, and jobsite assessments to help reduce seasonal risks like tick exposure. Strong preventive measures can lead to fewer claims, better underwriting outcomes, and long-term premium stability.

Stay Ahead of Tick Season

By preparing for tick season early and engaging your commercial insurance partners, you can help protect your workers and manage potential costs. A proactive approach supports employee wellbeing and strengthens your overall risk management strategy.

There for You: Acadia Insurance

At Acadia, we’re all about helping businesses throughout the Northeast thrive. Our mission is to provide superior service and products as close to you as possible, offering targeted coverage for your business needs. 

We understand what you want most from your insurance is security and peace of mind. That means knowing you are working with an insurance provider who will support you every step of the way to help you protect your business. 

With Acadia, not only can you get coverage tailored to your needs, but you will also receive support from dedicated claims professionals to guide you through the claim process in the event of a loss. That way, you know exactly what to expect. Knowing your claims professional by name and a handshake – that’s “Closer Coverage”. Get to know more about how we work and find an agent near you by going to the Find an Agent section on our public website (www.acadiainsurance.com).

Acadia is pleased to share this material for the benefit of its customers. Please note, however, that nothing herein should be construed as either legal advice or the provision of professional consulting services. This material is for informational purposes only, and while reasonable care has been utilized in compiling this information, no warranty or representation is made as to accuracy or completeness. Recipients of this material must utilize their own judgment in implementing sound risk management practices and procedures.