Four Trends Affecting the Hospitality Industry

Posted by & filed under Property, Uncategorized, Workers Compensation.

The hospitality industry is facing several external trends that are steadily reshaping the customer experience and how hoteliers serve their customer base. The Millennial Generation Companies in the hospitality industry are adapting and evolving to meet the preferences of millennials — a generation with vastly different expectations than those that preceded it. Today’s up-and-coming cohort… Read more »

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Can workplace accidents lead to criminal liability?

Posted by & filed under General Liability, Loss Control, Uncategorized, Workers Compensation.

Workplace injuries are very serious matters.. Serious workplace injuries can result in additional OSHA inspections and the possibility of fines. However, did you know that they could also bring criminal charges? That is what is happening right now for one Maine-based contractor who is being charged with workplace manslaughter. In this case, the workplace accident… Read more »

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Top Insurance Considerations for Today’s Long Term Care Facilities

Posted by & filed under Property, Uncategorized, Workers Compensation.

According to the US Department of Health and Human Services, 70% of people age 65 and older will need some form of long term care in the next few years. With the aging Boomer generation, it’s reasonable to predict that even more seniors will be taking advantage of the services offered by assisted living, continuing care, and hospice care… Read more »

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4 Benefits of Having a Preferred Medical Provider Oversee Care for Your Injured Employees

Posted by & filed under Safety, Workers Compensation.

The business disruption and cost of employee injuries on a business are well known, if understated. Not only is it important to promote a strong safety culture and help protect employees from injury, it is also just as important to have best practices in place when an injury does occur so that you can respond… Read more »

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Why Is It Important to Report Workers’ Comp Claims Promptly?

Posted by & filed under Workers Compensation.

Reporting all workers’ compensation claims promptly is a critical component to controlling workers’ compensation claim costs. Failure to report an employee’s claim promptly can have financial implications and can damage employee morale. It is also required by many states and by OSHA in some situations. Workers’ compensation claims can be reported late due to inaction… Read more »

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NCOIL Leader Talks with Acadia About Workers’ Compensation

Posted by & filed under Workers Compensation.

Workers’ compensation continues to dominate legislative deliberations in most states. Whether the issues are the skyrocketing abuse of opioids by workers’ compensation claimants or the continuing efforts of states to address worker misclassification, one person in center stage of these deliberations is Vermont Representative Bill Botzow. Since 2012, Botzow has served as chair of the National… Read more »

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What is the New Hampshire Second Injury Fund?

Posted by & filed under General Liability, Small Business, Workers Compensation.

the flag of New Hampshire

The New Hampshire Second Injury Fund (NHSIF) was established in 1975 as a mechanism to promote the hiring of individuals with pre-existing conditions, injuries or disabilities.  The NHSIF provides employers and their insurance carriers with limited liability for subsequent injuries that are sustained by such individuals in the course & scope of employment by reimbursing the insurers… Read more »

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When it Comes to Reporting Claims, Time is of the Essence

Posted by & filed under Automobile, General Liability, Small Business, Workers Compensation.

Every commercial policy I’ve ever read has an insurance condition requiring that an insured notify their insurer of a claim in a timely fashion. For example, a typical Commercial General Liability policy includes a Condition which states that an insured “must see to it that [its insurer is] notified as soon as practicable of an ‘occurrence’ or an… Read more »

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